--- title: Process For Registering a Second Mortgage - WA description: WESTERN AUSTRALIA Western Australia is similar to Queensland in that the Transfer of Land Act 1893 ('WA Act') also provides that a first mortgagee may not prohibit the registration of a second mortgag --- [Skip to content](https://info.lightyeardocs.com.au/supportcentre/hc/en-us/articles/1500001673301-process-for-registering-a-second-mortgage-wa#main-content) English Show submenu for translations [![Asset 46@4x](https://info.lightyeardocs.com.au/hs-fs/hubfs/Asset%2046@4x.png?width=273&height=50&name=Asset%2046@4x.png)](https://www.lightyeardocs.com.au/) Open main navigation Close main navigation - English Show submenu for translations Your Gateway to Growth and Achievement! - There are no suggestions because the search field is empty. 1. [Success Hub](https://info.lightyeardocs.com.au/supportcentre?hsLang=en) 2. 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Luckily, they cannot refuse or treat it as a default. **WA’s law Consequently Implies some Unique Considerations for Lenders:** **As a Second Mortgagee:** - You are at liberty to lodge a second mortgage at any time without enquiring with the first mortgage, but if a paper title exists, you will need to contact the first mortgagee to have it produced. - The first mortgagee must produce the title and cannot treat the registration of the second mortgage as a default. - A deed of priority is not required unless you wish to increase your protection from that afforded in the WA Act (this will be discussed further in our next publication on deeds of priority). **As a First Mortgagee:** - You cannot stop the registration of a second mortgage or treat it as a default. - You will need to supply the title deed to a second mortgagee to enable registration of the second mortgage if required, and may not require a deed of priority. *Please be advised this is general information only, and is not to be taken as legal advice. 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