Email for clients with SMSF Will and Superannuation Testamentary Trust 

EMAIL HEADING: Secure Your Legacy with a SMSF Will and Superannuation Testamentary Trust 

At [Your Firm's Name], we are committed to helping you secure your legacy and protect your family's financial future. We are excited to introduce a comprehensive plan that combines the benefits of a Self-Managed Super Fund (SMSF) Will or Binding Death Benefit Nomination (BDBN) with a special purpose Superannuation Testamentary Trust. 

Understanding SMSF Will or BDBN 

A SMSF Will or BDBN is a legal document that outlines how your superannuation benefits should be distributed upon your death. It gives you control over who receives your superannuation benefits and in what proportions. 

The Advantage of Paying Directly from Superannuation 

By paying benefits directly from your superannuation, you bypass your estate, protecting these assets from potential family provision claims. This ensures that your intended beneficiaries receive the full benefit of your superannuation savings. 

The Power of a Superannuation Testamentary Trust 

The benefits of a superannuation testamentary trust are significant and include: 

1. Tax Efficiency: Testamentary trusts can distribute income to minors at adult tax rates, rather than the higher penalty rates, providing significant tax savings. 
2. Asset Protection: Assets within a testamentary trust are generally protected from creditors, bankruptcy proceedings, and family law disputes. 
3. Flexibility: Testamentary trusts offer flexibility in terms of how and when beneficiaries receive their inheritance. 
4. Estate Planning Control: You can specify the terms of the trust to align with your estate planning goals, such as only allowing bloodline beneficiaries to receive assets. 
5. Preservation of Social Security Benefits: Properly structured testamentary trusts can help beneficiaries preserve their eligibility for social security benefits, particularly disabled children. 

Take the Next Step 

Our expert adviser, [your name]is available to review your circumstances and provide a quote for installing a SMSF Will with a Superannuation Testamentary Trust. This is a unique opportunity to secure your legacy, protect your family's financial future, and potentially save on taxes. 

Don't leave your superannuation to chance. Contact [your name] today to ensure your superannuation benefits are distributed according to your wishes and in the most tax-efficient manner possible.